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"International donors to Cambodia’s micro-mortgage sector shouldn't be feeding a system that's abusing the rights of highly indebted borrowers struggling during a public health and economic crisis," said Phil Robertson, deputy Asia director at Human Rights Watch. "The Worldwide Finance Corporation and different microfinance donors should conduct discipline investigations guided by human rights issues earlier than making additional investments in the sector."
There are drawbacks to 401(okay) plans, as properly. You're limited to the investments supplied by your employer. As soon as you begin withdrawing out of your 401(k), your withdrawals are taxed as earnings. In the event you withdraw before six months after you turn 59, you will need to pay taxes on the income, in addition to a federal early withdrawal penalty of 10 p.c and attainable state penalties.
